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You're in capable & safe hands
We'll present loan options that suit your exact needs!

  • Loans From £10,000 to £250,000
  • CCJs, Arrears & Defaults Welcome
  • Low Interest Rates
  • Fixed Rates Available
  • Loans For Any Legal Purpose
  • Loan Search Won’t Affect Credit



You can contact our partners Fluent Money on 0800 029 4855

Total Loans Solutions is a trading style of Keely Wray, incorporated and registered in Canada (company no. 766881536). Registered Office: 18140 67th Avenue, Surrey, B.C. V3S OL9

Keely Wray is an introducer appointed representative of Fluent Money Ltd, who are authorised and regulated by the Financial Conduct Authority. Firm registration number 654425.

9.1% APRC Representative.

Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC. Minimum Term 12 months. Maximum Term 300 months. Maximum APR charged 49.9%.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.