Terms
& Conditions.
Terms & Conditions
Please read this section carefully. By accessing and using this website, you agree to the following terms of use: The services and products that appear on this website are only available to UK residents. The content and terms of use of this site will be governed by English law and we will only communicate and contract with you in English.
Ownership
Total Loan Solutions owns and maintains this website. No act of downloading or otherwise copying from this website will transfer title to any software or material on this website to you. Total Loan Solutions reserves all rights with respect to copyright and ownership of all material on this website, and will enforce such rights to the full extent of the law.
External Websites
Please note Fluent Money Limited is not responsible for the content of external websites.
Accuracy
While Total Loan Solutions uses reasonable efforts to update the information on this website, the statements made by Total Loan Solutions are not intended to be legally binding and the accuracy or completeness of all information should be checked with Total Loan Solutions before reliance is made. Any and all material on this website is subject to change without notice. All materials on this website are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions or disclosures, and any copyright or proprietary notices.
No Warranty
Total Loan Solutions assumes no responsibility for, and makes no warranties that, functions contained on this website will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes it available will be free of viruses or other harmful components. Total Loan Solutions shall not be liable to any damages to, viruses that may infect, or services, repairs or corrections that must be performed on your computer.
Complaints
We operate a full customer care service. If you are ever unhappy with any aspect of our service we welcome your feedback. Please write to Fluent Money Limited at 102 Rivington House, Chorley New Road, Bolton, BL6 5UE making the letter for the attention of our “Compliance Department”.
You can contact our partners Fluent Money on 0800 029 4855
Total Loans Solutions is a trading style of Keely Wray, incorporated and registered in Canada (company no. 766881536). Registered Office: 18140 67th Avenue, Surrey, B.C. V3S OL9
Keely Wray is an introducer appointed representative of Fluent Money Ltd, who are authorised and regulated by the Financial Conduct Authority. Firm registration number 654425.
9.1% APRC Representative.
Representative example: Assumed borrowing of £18,000 over 120 months, with a fixed borrowing rate of 6.5% per annum for the first 60 months, followed by 60 months at the lender’s standard variable borrowing rate of 4.95% above Bank of England Base Rate. There would be 60 monthly instalments of £227.38 followed by 60 instalments of £221.71. Total amount payable £26,945.40 comprised of; loan amount (£18,000); interest (£6,920.40); Broker fee (£1,530); Lender fee (£495). This would result in an overall cost of 9.1% APRC. Minimum Term 12 months. Maximum Term 300 months. Maximum APR charged 49.9%.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.